Benefits of Refinancing

Lower Monthly Payments

Reduce your monthly mortgage payments with a lower interest rate

Pay off your mortgage faster with a shorter loan term

Access your home's equity for major expenses or investments

Shorter Loan Term

Cash Out Option

These guys were great. I started with a traditional lender, but being a business owner I ran into issues with tax transcripts that derailed our closing. Justin was able to find an alternative mortgage package for us that enabled us to refi our first short term rental and buy another too! Five stars all day long.

Diego R.

It was great working with Rich, he was very communicative throughout my buying process and was available whenever I had any questions or concerns. When other lenders were unsure about getting my loan closed, Rich was confident he could make it happen and he did. I would definitely be doing business with him again.

Michael Thomas

★★★★★

★★★★★

Working with Justin and the rest of the team at RBJ was an easy and seamless experience. They answered any and all questions I had along the way, and were very patient throughout the process. I highly recommend them!

Robbie Wong

My loan was handled quickly and efficiently. Communication with the team was on point and professional. The most painless mortgage I have ever experienced! I would definitely recommend Rich and the RBJ team to everyone. Highly recommend!

Fred Palmer

★★★★★

★★★★★

Call us: 470-465-7124

Why You Should Work With RBJ Lending:

• Same Day Income Approval:

  • Secure a mortgage without traditional tax returns or W-2s, as we accept alternative documentation like bank statements or 1099's only, accommodating the unique income profile of self-employed individuals.

• Customized Underwriting:

  • Get personalized underwriting that cares about your cash flow and business stability. No cookie-cutter stuff here - just a customized process beyond the usual paperwork

• Competitive Rates:

  • Get competitive interest rates that get you. We understand diverse income streams, so your terms are fair and match your financial needs.

• Low Down Payments:

  • Take advantage of mortgage programs with low down payment options, facilitating entry into the housing market for those without mountains of savings or traditional employment documentation.

• Fast Approval:

  • Benefit from expedited approval processes, acknowledging the urgency in real estate transactions and enabling quick responses to market opportunities.

Call us: 470-465-7124